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Credit Union of Georgia logo Credit Union of Georgia - Homepage
Popular Questions
  1. What's my routing number?
  2. How do I check the status of my application?
  3. Am I preapproved for a loan ?
  4. What is my member number?
  5. Where can I make a deposit?
  6. What are your branch hours and locations?
  7. If I pay off my loans early, will there be a prepayment penalty?
  8. How do I send or receive wire transfers?

Rates

Deposit Rates

  • Savings Accounts
    Rates Effective as of: 11-09-2024

    Regular Savings

    Tier StructureAPY*Minimum Balance To Earn Stated APY
    $10 - $2,5000.15%$10
    $2,500 - $10,0000.15% $2,500
    $10,000 and above0.15%$10,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 11-09-2024

    Club Accounts

    Tier Structure APY* Minimum Balance To Earn Stated APY
    Average Daily Balance 0.15% $10

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 11-09-2024

    Money Market Account

    Tier Structure APY* Minimum Balance To Earn Stated APY
    $2,500 - $10,0000.40%$2,500
    $10,000 - $25,0000.45%$10,000
    $25,000 - $50,0000.55%$25,000
    $50,000 - $100,0000.60% $50,000
    $100,000 and above0.65%$100,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 11-09-2024

    Health Savings Account (HSA)

    Tier Structure APY* Minimum Balance To Earn Stated APY
    $25 - $2,5000.15%$25
    $2,500 - $10,0000.15%$2,500
    $10,000 and above0.15% $10,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 11-09-2024

    Coverdell Education Savings

    Tier Structure APY* Minimum Balance To Earn Stated APY
    $10 - $2,500 0.25%$10
    $2,500 - $10,000 0.50% $2,500
    $10,000 and above 0.60% $10,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

  • Retirement Accounts
    Rates Effective as of: 11-09-2024

    IRA Shares (Roth & Traditional)

    Tier Structure APY*Minimum Balance To Earn Stated APY
    $25 - $2,5000.25%$25
    $2,500 - $10,0000.50% $2,500
    $10,000 and above 0.60%$10,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

  • Checking Accounts
    Rates Effective as of: 11-09-2024

    Direct Connect & Legacy Checking

    Tier Structure APY* Minimum Balance To Earn Stated APY
    $25 - $2,500 0.00% $25
    $2,500 - $10,000 0.05% $2,500
    $10,000 and above 0.05% $10,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 11-09-2024

    Entrepreneur & Performance Checking

    Tier Structure APY*Minimum Balance To Earn Stated APY
    $0- $2,5000.00%$100.00
    $2,500- $10,0000.00%$100.00
    $10,000 and above0.00%$100.00

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

     

  • Certificates of Deposit
    Rates Effective as of: 11-09-2024

    Certificates of Deposit (CDs)

    TermTier 1 $500 - <$10,000Tier 2 $10,000 -<$50,000Tier 3 $50,000 & Greater
    Annual Percentage Yield (APY*)Annual Percentage Yield (APY*)Annual Percentage Yield (APY*)
    6 months0.55%0.55%0.55%
    12 months1.00%1.00%1.00%
    24 months1.16%1.16%1.16%
    36 months1.36%1.36%1.36%
    48 months1.46% 1.46% 1.46%
    60 months1.56%1.56%1.56%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.

    Learn more by visiting any branch location or contacting us today at 678-486-1111.

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