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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Accounts

Checking Accounts

Four checking account options designed to fit your needs and reward your financial journey.

Own your money

Choose the Perfect Checking Account for you

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CU Basic Checking (Most Popular)

Simplify Your Banking. With CU Basic Checking, we’ve made banking effortless. Access your accounts seamlessly from any device, anytime. No confusing terms or hidden fees.


  • Online Access: Online Banking, Mobile App, Bill Pay, and Mobile Deposit.
  • Visa® Debit Card: Spend conveniently with a free debit card.
  • Overdraft Protection: Prevent declined transactions.
$3.95
Waivable Monthly Maintenance Fee
No
Interest Bearing

Open Now Learn More

CU Rewards Checking

A Checking Account that Rewards You Back! Enjoy valuable benefits that give you peace of mind and enhance your financial well-being.


  • Extensive Line of Benefits: IDProtect, Cell Phone Protection, Roadside Assistance, and more.
  • Visa® Debit Card: Spend conveniently with a free debit card.
  • Overdraft Protection: Prevent declined transactions.
$4.95
Waivable Monthly Maintenance Fee
No
Interest Bearing

Open Now Learn More

CU Rewards + Interest Checking

All the benefits in one checking account. Experience the best of both worlds with CU Rewards + Interest Checking. Enjoy exclusive benefits and earn dividends on top of exceptional features.


  • Premium Share Certificates: Earn top rates on your share certificates.
  • Extensive Line of Benefits: IDProtect, Cell Phone Protection, Roadside Assistance, and more.
  • Free Small Safe Deposit Box: Keep your valuables secure with a free small Safe Deposit Box or discount on a larger box.
$5.95
Waivable Monthly Maintenance Fee
Yes
Interest Bearing

Open Now Learn More

CU Simply Checking

Simply Checking allows members to rebuild their checking history while still having access to an everyday checking account. A $100 initial deposit allows members access to check-writing capabilities and ATM usage, along with many other checking account privileges.


  • Online Banking, Mobile App, Bill Pay and Mobile Deposit.
  • Receive account notifications, manage funds, transfer between accounts and more, on every device.
  • Unlimited ATM Usage at Credit Union of Georgia ATMs & ITMs.****
$10
Monthly Maintenance Fee
No
Interest Bearing

Open Now Learn More

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills and deposit checks. Complete simple banking tasks in less than 60 seconds.

Here’s how it works

 

1

Open an Account

Open the perfect checking account, completely online, with just a $25 deposit. No minimum balances after that.

2

Set Up Digital Banking

Set up online banking and start receiving eStatements. Connect with your finances in just a few clicks or taps.

3

Enjoy a New Way to Bank

Money doesn’t have to be complicated. We’ve spent years perfecting our accounts, digital resources and service so that it’s not.

Just opened an account and couldn’t have received better service. Bob was terrific! Finally, I don’t feel like a number in a financial institution!

Jean T.
The fine print
*Alternatively, maintain a $2,500 aggregate balance in deposits. **Additional transactions are $1 each.