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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Certificate of Deposit

Earn 10x more than a regular savings account

Get our very highest interest rates, guaranteed. A Certificate of Deposit (CD) a safe, easy way to start investing. All you need to do is leave your money in the account for a set amount of time, or "term".

Get Started
  • Overview

    Account Features

     

    Start with $500

    Open a CD with $500 or more.

    Choose a Term

    Choose a term ranging from 6 months to 5 years.

    Keep Pushing Your Limits

    Bigger balances and longer terms earn better rates.

    Here’s how it works

     

    1

    Open an Account

    Open a savings account, completely online, and fund it with the minimum balance. We can transfer money from your checking.

    2

    Earn Interest

    Get paid dividends on the money you save. Set up automatic transfers to grow your savings faster!

    3

    Hit Financial Goals

    Set aside your emergency fund. Save for a big purchase. Feel confident in your financial game plan.

    As someone who has spent most of their professional history working for Credit Unions I feel I have pretty high standards for service when I visit a branch. The staff here are always friendly, informative, and happy to help. They always exceed my expectations and leave me satisfied. Highly recommend this credit union for those who qualify!

    Hunter P.

    Earn 10x more than a regular savings account

    Get our very highest interest rates, guaranteed. A Certificate of Deposit (CD) a safe, easy way to start investing. All you need to do is leave your money in the account for a set amount of time, or “term”.

  • Rates

    Rates Effective as of: 10-18-2022

    Standard CD

    Term Tier Structure APY*
    06 mo. standard CD $500 to $100,000 0.70%
    12 mo. standard CD $500 to $100,000 2.02%
    24 mo. standard CD $500 to $100,000 2.02%
    36 mo. standard CD $500 to $100,000 1.56%
    48 mo. standard CD $500 to $100,000 1.66%
    60 mo. standard CD $500 to $100,000 1.76%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.

    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 10-18-2022

    Jumbo CD

    Term Tier Structure APY*
    06 mo. jumbo CD $100,000 and above 0.75%
    12 mo. jumbo CD $100,000 and above 2.07%
    24 mo. jumbo CD $100,000 and above 2.07%
    36 mo. jumbo CD $100,000 and above 1.61%
    48 mo. jumbo CD $100,000 and above 1.71%
    60 mo. jumbo CD $100,000 and above 1.81%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.

    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 10-18-2022

    IRA CD

    Term Tier Structure APY*
    06 mo. IRA CD $500 and above 0.75%
    12 mo. IRA CD $500 and above 2.07%
    24 mo. IRA CD $500 and above 2.07%
    36 mo. IRA CD $500 and above 1.61%
    48 mo. IRA CD $500 and above 1.71%
    60 mo. IRA CD $500 and above 1.81%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.

    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 10-18-2022

    CU Rewards + Interest CD

    Term Tier Structure APY*
    06 mo. CU Rewards + Interest CD $500 and above 0.85%
    12 mo. CU Rewards + Interest CD $500 and above 2.17%
    24 mo. CU Rewards + Interest CD $500 and above 2.17%
    36 mo. CU Rewards + Interest CD $500 and above 1.71%
    48 mo. CU Rewards + Interest CD $500 and above 1.81%
    60 mo. CU Rewards + Interest CD $500 and above 1.92%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.

    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Final Balance

    Contributions:    |    Earnings:
    Initial Deposit
    $
    Interest Rate
    %
    $
    Term (Months)
    Term (Months)

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