*Annual Percentage Rate. Promotion is valid on purchases and refinances of auto and recreational vehicles. Auto rates as low as 2.44% APR for up to 48 months on new auto loans. Low rates on extended years and terms also available. Rates advertised include a .25% rate deduction when members set up auto pay from their Credit Union of Georgia Checking Account. Members will receive the rate for the life of the loan as long as the auto pay is active. **Member may choose to defer their first payment for up to 90 days; however, interest begins accruing once the loan is funded. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, terms and conditions are subject to change without further notice. Members will receive the promotional rate for the life of the loan. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms, and conditions. Promotion valid for a limited time only. Rates valid as of 6/12/2020.