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Vehicle Loans
Great Rate Special
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Rates Effective as of: 01-18-2025New Vehicle Loans
Loan Length APR* Estimated Monthly Payment Per $1,000 0 - 48 months as low as 2.19%** $21.78 per $1,000 49-60 months as low as 2.34%** $17.68 per $1,000 61-72 months as low as 2.54%** $14.99 per $1,000 73-84 months as low as 3.79%** $13.57 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a .25% rate deduction when members set up auto pay from their Credit Union of Georgia Checking Account. Promotion valid for a limited time only. Members will receive the promotional rate for the life of the loan.Rates Effective as of: 01-18-2025Used Vehicle Loans
Loan Length APR* Estimated Monthly Payment Per $1,000 0-48 months as low as 2.44%** $21.89 per $1,000 49-60 months as low as 2.59%** $17.79 per $1,000 61-72 months as low as 2.79%** $15.10 per $1,000 73-84 months as low as 4.04%** $13.69 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a .25% rate deduction when members set up auto pay from their Credit Union of Georgia Checking Account. Promotion valid for a limited time only. Members will receive the promotional rate for the life of the loan.Rates Effective as of: 01-18-2025Recreational Vehicle Loans
(RV, Motorcycle, Boats, ATV, Campers Trailers)Loan Length APR* Estimated Monthly Payment Per $1,000 0-48 months as low as 2.94%** $22.11 per $1,000 49-60 months as low as 3.09%** $18.01 per $1,000 61-72 months as low as 3.29%** $15.32 per $1,000 73-84 months as low as 4.94%** $14.11 per $1,000 85-96 months as low as 6.09%** $13.19 per $1,000 97-120 months as low as 6.59%** $11.40 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
**Rates advertised include a .25% rate deduction when members set up auto pay from their Credit Union of Georgia Checking Account. Promotion valid for a limited time only. Members will receive the promotional rate for the life of the loan.Monthly Payment
Loan Amount$Rate%Term (Months) -
Home Loans
Rates Effective as of: 01-18-2025
Home Equity Loans
70% or less Loan to ValueLoan Length APR* Estimated Monthly Payment Per $1,000 0-60 months as low as 2.99% $17.96 per $1,000 61-120 months as low as 3.99% $10.12 per $1,000 121-180 months as low as 4.49% $7.64 per $1,000 *Annual Percentage Rate. Auto pay required through the member’s Credit Union of Georgia Checking Account to receive advertised rates. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA, 30189, NMLS ID #571306.
Rates Effective as of: 01-18-2025Home Equity Loans 70.01%-80.00% Loan to Value
Loan Length APR* Estimated Monthly Payment Per $1,000 0-60 months as low as 3.74% $18.30 per $1,000 61-120 months as low as 4.49% $10.36 per $1,000 121-180 months as low as 4.99% $7.90 per $1,000 *Annual Percentage Rate. Auto pay required through the member’s Credit Union of Georgia Checking Account to receive advertised rates. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA, 30189, NMLS ID #571306.
Rates Effective as of: 01-18-2025Home Equity Loans 80.01%-90.00% Loan to Value
Loan Length APR* Estimated Monthly Payment Per $1,000 0-60 months as low as 4.14% $18.48 per $1,000 61-120 months as low as 5.04% $10.63 per $1,000 121-180 months as low as 5.54% $8.19 per $1,000 *Annual Percentage Rate. Auto pay required through the member’s Credit Union of Georgia Checking Account to receive advertised rates. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA, 30189, NMLS ID #571306.
Rates Effective as of: 01-18-2025Home Equity Lines of Credit (HELOC)
Type of Loan APR* Estimated Monthly Payment Per $1,000 70% or less LTV*** as low as 3.00%** $6.91 per $1,000 70.01%-80.00% or less LTV*** as low as 3.25%** $7.03 per $1,000 80.01% - 90.00% LTV*** as low as 4.00%** $7.40 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 3.25%.
***Loan to Value.HELOCs require a minimum of $100 payment per month for up to 180 months.
Mortgages
Visit any branch location or contact us at Mortgages@CUofGA.org or 678-486-1111 for Today’s Current Rates.
Monthly PaymentProperty Tax: 167
Homeowners Insurance: 100HOA Fee: 0
Mortgage Insurance: 167 -
Personal Loans
Rates Effective as of: 01-18-2025
Personal Loans
Loan Length APR* Estimated Monthly Payment Per $1,000 0 - 60 months as low as 6.99% $19.80 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 01-18-2025True Line of Credit
Loan Length APR* Estimated Monthly Payment Per $1,000 0-48 months as low as 8.74%** $24.76 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 3.25%.Rates Effective as of: 01-18-2025Deposit Secured
Loan Length APR* Estimated Monthly Payment Per $1,000 0 - 48 months as low as 2.99% $22.14 per $1,000 49 - 84 months as low as 3.49% $13.44 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
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